Free tool

Bond calculator

Estimate how much you can afford to borrow, or calculate your monthly repayments on a specific loan amount. Results are indicative — speak to us for a precise pre-qualification.

Affordability calculator

How much can you afford to borrow?

R 35 000
R 10 000R 200 000
R 8 000
R 0R 80 000
10.50%
7.00%18.00%
20 years
5 years30 years

Estimated maximum loan

R 971 574

Based on 30% of gross income available for bond repayments

Max monthly repayment

R 9 700

Loan term

20 years

Disclaimer: These figures are indicative only and based on a general affordability model. Actual loan amounts depend on your full credit profile, existing debt obligations, and individual lender criteria. Contact us for a precise pre-qualification.

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