Free tool
Bond calculator
Estimate how much you can afford to borrow, or calculate your monthly repayments on a specific loan amount. Results are indicative — speak to us for a precise pre-qualification.
Affordability calculator
How much can you afford to borrow?
R 35 000
R 10 000R 200 000
R 8 000
R 0R 80 000
11.50%
7.00%18.00%
20 years
5 years30 years
Estimated maximum loan
R 909 577
Based on 30% of gross income available for bond repayments
Max monthly repayment
R 9 700
Loan term
20 years
Disclaimer: These figures are indicative only and based on a general affordability model. Actual loan amounts depend on your full credit profile, existing debt obligations, and individual lender criteria. Contact us for a precise pre-qualification.
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